Category Archives: Real Estate – Home Ownership
1) Stay on top of the falling leaves. Leaves can smother your grass and to keep your lawn looking nice either rake leaves regularly or mow. If you decide to mow, make sure you use a bag to collect the clippings & shredded leaves which you can use for your garden or landscape beds.
2) Prune rose canes back to knee height, mound the base with fresh compost (about 12 inches) and cover the rosebush with shredded leaves. This will help protect the bush & roots during the colder months.
3) Mulch landscaping beds with chopped leaves or pine needles. Again, this is extra protection and helps reduce the effects of extreme temperature changes.
4) Plant spring bulbs now and your yard will come alive next spring. Examples of spring bulbs to plant are tulips, daffodils, crocus, and hyacinth to name a few.
October is Fire Safety Month!!!These simple tips could prevent a home fire
- Change your smoke detector batteries at least once a year. A good rule of thumb when you set your clocks back in the fall, change your batteries. Check to make sure the alarm works after replacing the batteries by pushing the test button.
- Vacuum your smoke detectors at least once a month.
- Keep a flashlight by your bed and check it at least once a month to make sure it is working properly. Also keep one near your child’s bed and check that one as well.
- Check your fire extinguisher annually if you do not have one you can get them for less than $30.00. You will want an all-purpose one and make sure it has classes A, B & C listed on it. They do expire after a time so when it gets close to the expiration date you will need to toss it and get a new one. You want to have at least 2 available one in the kitchen is essential!
- Create at least 2 escape routes and practice them with your family. If you have a multi-story home you want to get a portable ladder. Children get confused during fires and can get disoriented from the smoke so you want to practice with them.
- Heating equipment is the second leading cause of home fires causing 36% of home fires in the US during the months of December through February.
- Kitchen fires comprise 34% of home fires
- 74% of reported home fire deaths result from fires in homes with no smoke alarms or no working smoke alarms
- Children age 5 and under and the elderly are the most likely to die from home fire
- If your home has a fireplace you want to have it inspected and cleaned annually by a licensed professional. This can cost you around $175-$200 for a cleaning and inspection.
- If you use a portable heater – it must be at least 36 inches away from ANYTHING that can burn. If it is an electric space heater check it when you bring it out in the winter for fraying or splitting wires. If the wires are damaged toss the unit and get a new one.
- Check your dryer vent at least once every 3 months and remove built up lint
- Clean lint from the lint filter every time you use your dryer
- If you have a plastic dryer hose replace it with a flexible metal one
- Do not use your dryer when you are not at home
- They don’t want to be inconvenienced during the holiday season.
- They believe that they will see more potential buyers and as a result will get a higher price.
- In the northern part of the country, they might not want people walking through the snow and then into their house.
- All of the above
Will This Actually Happen?RealtyTrac, in their latest foreclosure report, explained:
“U.S. foreclosure activity has been mired down since October of last year, when the robo-signing controversy sparked a flurry of investigations into lender foreclosure procedures and paperwork. While foreclosure activity in September and the third quarter continued to register well below levels from a year ago, there is evidence that this temporary downward trend is about to change direction, with foreclosure activity slowly beginning to ramp back up.This will impact prices.
What Do Experts Believe the Impact Will Be?Here are the pricing projections by several major entities:
- Zillow believes we will not see a bottom in prices until the first quarter of 2012.
- Standard & Poors thinks prices will drop %5 in the next few months.
- JP Morgan Chase believes prices will depreciate 6 to 7% over the next six months.
- Barclays says prices will fall 7% by the end of the first quarter of 2012.
Bottom LineYou may pay a hefty price for the convenience of not having your property on the market right now. Source: KMC Blog
- Is a building permit required for this work? Do I need to obtain one or will you?
- Have you detailed the scope of the project and all anticipated costs as part of my written bid?
- Have you included written specifics about the type of lumber and materials that will be used in my project?
- Will my project impact any underground utilities, i.e. telephone, cable or gas lines? If so, will you take care of locating them?
- Where will my construction materials be stored during the project?
- Who is responsible for clean-up during or after the project is completed?
- What deposit is expected prior to the start of the project?
- Will any materials be delivered early? If so, we you be there for the placement of the materials?
- Will you provide me with written information about your contractor’s license, general liability insurance and worker’s compensation insurance?
- Will you provide me with business references (suppliers, code officials, etc…) and current, recent and past (2+ years) customer references for projects similar to mine?
- Do you offer a warranty on your services? If so, will you provide me written information about the warranty and for how long it’s covered?
- The quality and condition rating system is new
- A whole new set of standardized abbreviations
- Standardized date formatting
- Appraiser must report separately on kitchens and baths
- Location and views are never average anymore – each must be defined based on a drop list
- Listing history (if listed within the past year) must be broken down for each change along the way
- Days on market must be disclosed for all sales and subject if a purchase
- Each sale now must be more clearly defines as an arm’s length, REO, Relocation, Short etc.
- Treatment of bathrooms counts have changed
- Avoid pointing sprinklers or hoses toward the house to keep water from seeping in at the foundation.
- Check for leaks around windows and doors, especially corners.
- Check your roof. Leaks are particularly common around chimneys, plumbing vents and attic vents.
- Check for leaking faucets, dripping or “sweating” pipes, clogged drains, and faulty water drainage systems.
- Act quickly – if a pipe bursts, turn off the water.
- If a natural disaster hits, board up windows as soon as it is safe to help prevent additional water damage
- Go to www.(LEEANNMILLER.com) and click the option for “Tate Map Interactive Search”. Once the map opens, read the instructions on the welcome page, then close the instructions window.
- Once you see the map tool, note there is a panel that slides in and out on the left side. At the bottom of the panel, there is a place for you to insert an address. Type your address in the format indicated and click the star.
- All nearby for-sale homes are represented by red push pins. More importantly, all nearby recent sales are represented by the slate colored push pins.
- As you hover over the push pins, a balloon display will appear – note you can click the “View Details” option from the balloon to see all of the information about any home.